Mortgages Made Clear in the UAE

Expert mortgage advice for residential, commercial and investment property.

We help clients understand their borrowing options, navigate bank requirements and secure the right mortgage with confidence. Whether purchasing a home, refinancing or structuring finance for investment, we connect you with leading UAE banks.

With over 20 years’ experience in property and financial services and a local presence in Dubai, Abu Dhabi and Ras Al Khaimah, we support clients across the UAE.

Our most popular services

How much could I borrow?

What will I have to repay each month?

Please deduct any monthly commitments such as car finance, loans and credit cards from your income.

You can borrow

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The actual amount you can borrow will be dependent on a more detailed assessment of your financial situation, property value and the size of your down payment or equity.

These are typical suggestions based on average completed mortgage data.

Monthly Repayments

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Per Month

*The actual interest rate will be dependent on a more detailed assessment of your financial situation, property value, lender and the size of your down payment.

Our Services

Property Purchase
Off-Plan & Handover Finance
Refinancing & Equity Release
UAE Resident Mortgages
Non Resident Mortgages
Self Employed & Company Owners
Buy-to-Let & Investment
Commercial Mortgages
Land, Development & Renovation
Islamic Finance
UK Property & Finance

Fast Pre Approval

Buying property in the UAE is a major step, but securing a mortgage doesn’t need to be complicated whatever stage of the process you are at.

We can help you understand your borrowing capacity early, assess lender options and obtain a fast pre-approval so you can move forward with confidence.

If you need to demonstrate eligibility to a broker, seller or developer, our team can move quickly to help secure fast pre-approval.

Pre-Approval Request

Our Process

From initial enquiries through to mortgage approach, we guide you through each stage of the process.

Our experienced advisors explain lender requirements, coordinate documentation and manage the application progress through to completion.

Our relationship doesn’t end there – we remain on hand long after completion, maintaining relationships with our clients to support refinancing, future purchases and ongoing mortgage advice.

Proudly Independent

We operate an independent mortgage brokerage and are not tied to any real estate agency, developer or brokerage network.

This means our advice is always impartial and focused solely on your circumstances and the property you wish to purchase.

Without conflicts of interest, we are able to support client in reviewing opportunities objectively and carrying out additional due diligence when needed.

What our customers have to say

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Mark S

I live in the UK and was looking to purchase a buy-to-let property in Dubai. Lendese made the process incredibly straightforward, helping me navigate the mortgage requirements as a non-resident and securing a competitive financing solution. Their knowledge of both the property and mortgage market was invaluable, and they kept everything moving efficiently.

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Sarah M

Lendese made securing my mortgage simple and stress-free. Their team was friendly, responsive, and found a competitive mortgage solution that suited my needs. I would highly recommend them to anyone purchasing property in the UAE.

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Priya N

Thanks to the team at Lendese, purchasing my off-plan property was a smooth experience. They guided me through the financing process, prepared everything for handover, and ensured my mortgage was ready on time.

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Omar D

From the initial consultation to mortgage preapproval, the process was easy, transparent, and professionally managed. Every question was answered promptly, and I always felt confident that I was getting the right advice and mortgage solution for my needs. Thank you!

Contact Us

+971 58 550 7486
yalla@lendese.com

Please visit us at one of our locations:

Dubai 

Control Tower, 18th Floor, Al Hebiah First, Dubai Motor City – Dubai

Abu Dhabi

Nation Towers, Corniche Road, Al Bateen, Abu Dhabi

Ras Al Khaimah (Head Office)

RAKEZ Business Zone, Al Nakheel Area, P.O. Box No. 10055, Ras Al Khaimah

Open 7 days a week, we can visit you anytime, in any location. Free, No Obligation Consultations available across the United Arab Emirates.

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Independent Access to the UAE Lending Market